Straight Talk
What can realistically come off your file, how long it takes, and what we will never claim.
The Honest Version
Every credit report is different. A file with three unverifiable collections and a re-aged charge-off has a very different ceiling than a file with six accurate, current late payments. That is why we start every relationship with a free three-bureau review — so you hear a specific, honest assessment of your file instead of an average someone put on a billboard.
Here is what we can tell you with confidence, because it comes from federal law rather than marketing.
What Comes Off — And What Does Not
If a company promises to remove accurate information, walk away. That promise is illegal to make and impossible to keep.
The Timeline
Once your file is audited and your strategy is confirmed, your first round of item-specific disputes goes out to the bureaus and furnishers.
The Fair Credit Reporting Act generally requires bureaus to complete a reinvestigation within about 30 days of receiving a dispute. Anything they cannot verify must be corrected or deleted.
Results arrive by mail and post to your monitoring. Some items fall off. Some come back verified — and those get escalated in the next round with a different legal angle.
Credit repair is rarely one-and-done. The difference between a firm that works and one that does not is what happens on rounds two, three, and four.
Why This Page Has No Screenshots
Our industry is full of score-jump screenshots pulled from stock photos, other companies’ clients, and outright invention. Clear Credit Solution is a newer firm, and we would rather show you nothing than show you something we cannot prove.
As our clients earn results and give us permission to share them, verified outcomes will appear on this page — with the specifics that actually matter: what was removed, from which bureau, and how long it took. Until then, we would rather earn your trust with a free review of your own file than a stranger’s numbers.
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